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C U Homeland is our partner for mortgage loans. We can help you get started on your application. To learn more about home purchase financing or refinancing of an existing mortgage, click here.

With a closed-end Second Mortgage, we will advance one lump sum which is paid back in 15 years. The rate is fixed. For non-owner occupied property, the term is 12 years. California properties only.

A Home Equity Line of Credit is where we establish a limit up to which you can draw. The rate is variable. You can draw up to this limit for five years. On HELOC's, the property must be owner occupied. California properties only qualify.

To apply for a Second Mortgage or a Home Equity Line of Credit, please call or write the credit union.