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Loan Rates Car Loan Rates Deposit Rates Fees

Effective as of: 3/20/2017
Loan Rates
Real Estate
(Property must be in California)
Max Term YearsVariable APRFixed APR
2nd Mortgage (owner occupied)15
Risk Grade A5.000%
Risk Grade B5.500%
Risk Grade C7.500%
Risk Grade D8.250%
2nd Mortgage (nonowner occupied)12
Risk Grade A 7.000%
Risk Grade B 7.500%
Risk Grade C 9.500%
Risk Grade D10.250%
Equity Line of Credit20
Risk Grade A4.625%
Risk Grade B5.375%
Risk Grade C7.250%
Risk Grade D8.000%
Share Secured LoanMax Term YearsFixed APR
Pesonal/UnsecuredMax Term YearsFixed APR
Actual rate will depend on your creditworthiness58.90%-15.82%
Emergency Loan6 Months28.00%
*APR= Annual Percentage Rate
VISA CardFixed APRLimit
Risk Grade APinnacle Gold13.42%$6,000
Risk Grade BSP Gold14.58%$5,000
Risk Grade CClassic Elite16.85%$2,000
Risk Grade DSP Classic17.79%$750
Income must be greater than $30,000 per annum for Gold Card