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Rates

Loan Rates Car Loan Rates Deposit Rates Fees

Effective as of: 1/2/2018
Car Loan Rates
Loan amount must be greater than $25,000 to receive 7 yr or 6 yr terms
As a Sun Pacific member, we offer you great car loan rates throughout the year. If you find a lower rate, we can match a rate as low as 2.99% with proof from dealership - talk to us!
Model Year
2017 to 20192017 to 20192017 to 20192012 to 20162008 to 20112003 to 2007
Risk Grade A
7 Yrs 6 Yrs 5 Yrs 4 Yrs 3 Yrs 2 Yrs
4.83% 4.33% 3.13% 3.08% 3.02% 2.99%
Risk Grade B
7 Yrs6 Yrs5 Yrs4 Yrs3 Yrs2 Yrs
5.27%4.77%4.02%3.81%3.72%3.63%
Risk Grade C
7 Yrs6 Yrs5 Yrs4 Yrs3 Yrs2 Yrs
8.75%8.25%7.52%7.29%7.08%6.99%
Risk Grade D
7 Yrs6 Yrs5 Yrs4 Yrs3 Yrs2 Yrs
11.37%11.12%10.87%9.66%9.45%9.36%
All Car Loan Rates are Annual Percentage Rates (APR)