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Sun Pacific Federal Credit Union is the credit union for the employees of the Social Security Administration, Region IX (San Francisco Region). Region IX includes Northern California, Guam, American Samoa, Northern Marianas, Hawaii, Nevada and Arizona.

Who Can Join?

Region IX Social Security Employees and their immediate families are eligible to join Sun Pacific Federal Credit Union. To apply you may visit our branch office, or call us to have an application packet mailed to you.

What's New
Contact Us


As of 9/4/18 you are required to change your Logon ID if your Logon ID is the same as your Member Number, Social Security Number or email address.  The new option will force you to change your Logon ID if it does not comply with the new rules.  


We are pleased to announce the return of  C U HomeLand, a Division of American Pacific Mortgage (NMLS# 1850), as our mortgage loan partners.  A Loan Officer will be here Thursday, November 1, 2018 to answer your questions about qualifying, buying, or refi of California real estate.  Drop by any time between 9:30 and 3:30 and let's talk.  Or start by clicking here:  Mortgage Information

Debit Card and VISA Credit Card Fraud Protection

We are blocking international debit card and VISA credit card transactions for your protection.

If you plan to use your DEBIT CARD while traveling out of the country, please call us so we can temporarily allow international transactions.

If you plan to use your VISA credit card while traveling out of the country or need to make a purchase with a merchant outside of the U.S., please call us first so we can unblock your card.

Recreation Discounts

Sun Pacific members can receive discounts on the price of admission to amusement parks, museums, plays, sporting events, movie theaters and much more!  Click here: I Love To Have Fun and Save Money Too! Then click on: "Members Enter Here" at Recreation Connection's Web Site.  

Sun Pacific Car Loan Promise

As a Sun Pacific member, we offer you great car loan rates throughout the year.  If you find a lower rate, we can match a rate as low as 2.99% with proof from dealership - talk to us!


Wherever you go, take us along!  Our new SUN PACIFIC mobile app lets you deposit checks to your Sun Pacific account.  It's free, safe and easy to use. Download Sun Pacific FCU's mobile app with your mobile device or tablet, by going to sunpacific.org, then click here to get started: Get the App

Answers to most questions regarding our mobile app can be found here: Mobile APP FAQ

Loan Application Online

Looking for our loan application?  Applications are available online only to members who are signed up for SunPac Online.  After entering your user name and password, you can find our Apply For A Loan button on your personal page, on the far right side.  Look for the picture of a happy family. 

Emergency Loans

The local payday loan places DON'T want to hear this.  But we have a better answer to their 400% short-term loans.  Click here to learn more.  Or give us a call.  We'll be happy to tell you about our Emergency Loan.

Got Bonds?

Sun Pacific will now redeem U S Savings Bonds. We can also research solutions for lost bonds.  Come to the Credit Union or give us a call to learn more.


As of January 1, 2016, we have suspended our participation in the Co-Op Shared Branching Network.

We have joined Allpoint Network, which will give our members access to America's largest surcharge-free ATM network for cash withdrawals. Allpoint Network is an affiliate of Cardtronics Inc., the world's largest retail ATM owner, and provides more than 55,000 surcharge-free ATMs worldwide.
Members will have access to cash machines in places they're already visiting as part of their daily routine. The machines are located in retail outlets including
Target, Costco, Safeway, CVS, Walgreens and others.

You can find the nearest surcharge-free Allpoint ATM using the Allpoint app on your smartphone.

Or Click Here to locate the nearest surcharge-free Allpoint ATM.

We are located at 1221 Nevin Avenue in the Frank Hagel Federal Building in Richmond, California. We are two blocks west of the Richmond Bart Station.

Mailing Address
Sun Pacific Federal Credit Union
P.O. Box 4043
Richmond, CA 94804-0043

Telephone Numbers

ART (Audio Reponse Teller)
510-970-1192 or 510- 237-0433

To Report Lost or StolenDebit CardCredit Card
In U.S. 800-472-3272 800-556-5678
Outside U.S. 973-682-2652 402-399-3600

E-mail sunpacfcu@sbcglobal.net

Monday-Friday:  9:45 AM to 3:45 PM
Closed on all national holidays.