Services 


Co-op ATM Network

Sun Pacific Federal Credit Union has joined the Co-op ATM Network giving our members access to CO-OP ATMs. This network includes ATMs of credit unions nationwide allowing our members to make withdrawal transactions from just about anywhere.

With the CO-OP ATM network, our members can use over 30,000 ATM locations nationwide and save money because they’re all surcharge free.

Find the nearest surcharge-free CO-OP ATM using the CO-OP app.

Or Click Here to locate the nearest surcharge-free CO-OP ATM.


Allpoint - Use It Fee Free!

As of January 1, 2016, we have suspended our participation in the Co-Op Shared Branching Network.

We have joined Allpoint Network, which will give our members access to America's largest surcharge-free ATM network for cash withdrawals. Allpoint Network is an affiliate of Cardtronics Inc., the world's largest retail ATM owner, and provides more than 55,000 surcharge-free ATMs worldwide. Members will have access to cash machines in places they're already visiting as part of their daily routine. The machines are located in retail outlets including Target, Costco, Safeway, CVS, Walgreens and others. 
You can find the nearest surcharge-free Allpoint ATM using the Allpoint app on your smartphone. 
Or Click Here to locate the nearest surcharge-free Allpoint ATM.


  • Deposit Instruments

  • Mobile Banking

  • Regular Share Accounts (comparable to passbook savings account)

  • Christmas Club 

  • Thrift Club

  • Money Market (MMDA)

  • Share Draft (Checking) 

  • Share certificates (comparable to bank CDs)

  • Traditional IRA

  • Roth IRA

  • Loans

  • Closed End Second Mortgages California Property Only

  • Home Equity Line of Credit California Property Only

  • Car Loans ”New or Used. Oldest model we are currently financing is 2006

  • Unsecured Personal 

  • Share Secured

  • VISA Credit Card

  • VISA Debit Card

  • Notary Public